How to use a 609 letter to remove Charge offs
You've probably spent a lot of time searching the Internet for credit enhancement tips and tricks. The 609 Dispute letter is commonly referred to as a credit repair trick or loophole. It forces credit reporting agencies to remove negative credit information. These magical dispute letters can be expensive if you are willing to spend a lot of money on their templates. You'd waste your money on these letter templates as there is no evidence that they're any better than other credit report dispute letters templates. These are some ways you can avoid making these errors : A. You should not threaten legal action of any type unless there is a good reason. A) Don't dispute positive credit reports. Once removed, they can no longer be restored. If you have legitimately opened accounts, do not contest any inquiry. Your dispute with the creditor will be sent to them, and they may close your account for fraud. If multiple creditors are reporting the account, be sure to provide compl